Allied Health Insurance Online :: Calculators

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Allied Health Insurance Online Medical and Health Practitioner Insurance Calculator

Estimate your insurance needs as a medical or health practitioner with our Medical and Health Practitioner Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Health / Medical Practitioner – Insurance Estimator

For private clinics, dentists and allied health. Totals your property replacement values, suggests Professional Indemnity (PI) and Public Liability (PL) limits, estimates Business Interruption (BI), and hints at Deterioration of Stock and Cyber/Data Breach needs. Not a quote or advice.

Clinic profile

Specialty

Number of practitioners

Patients per day (avg)

GST treatment

Contract/regulator PI limit (floor) If your lease/health network sets a minimum limit, select it here.

Retroactive exposure (years) PI is claims‑made; longer retro increases tail risk.

Clinical exposure flags

Invasive/minor surgical procedures?

Sedation/anaesthesia used?

Radiation/ionising imaging?

Claims in last 5 years?

Property & equipment

Add replacement values. Use ex‑GST if you claim credits. Glass/signage optional.

Medical & diagnostic equipment

Dental chairs, autoclaves, x‑ray/OPG/ultrasound units, lasers, ECGs, treatment beds.

Electronics & IT

Practice management servers/PCs, laptops, networking/Wi‑Fi, CCTV/DVR.

Consumables & cold‑chain

Consumables total ($)

Vaccines/biologics in fridges ($)

Glass/signage total (optional)

Financier (optional)

GST treatment

Business Interruption (Gross Profit)

Annual turnover ($)

Gross profit margin (%)

Indemnity period (months)

AICOW / uplift (%)

Cyber/Data Breach hint

Active patient records

Telehealth/ePrescribing use

Calculator outputs are estimates only and do not constitute quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

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Knowledgebase

Trauma Insurance:
An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events

Quick Links: | Insurance For Health Care Professionals | Professional Indemnity Insurance For Health Professionals | Public Liability Insurance For Medical Practitioners | Medical Malpractice Insurance Australia | Healthcare Professional Insurance Coverage | Allied Health Insurance Policies | Insurance For Nurses And Midwives | Medical Indemnity Insurance Providers | Comprehensive Insurance For Healthcare Workers | Affordable Health Professional Insurance | AHPRA-compliant Insurance Plans | Income Protection For Health Care Professionals

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